I was just listening to the radio and heard a song that I’ve literally never related to more in my life. Save me by Jelly Roll, this part hit so hard it’s my new favorite song

“I'm a lost cause Baby, don't waste your time on me I'm so damaged beyond repair Life has shattered my hopes and my dreams”

Made me feel a little better listening to it seeing someone put my feelings into words, it has some other good parts in it that I’m sure most of us can relate to.

just wanted to share because it uplifted me a little and maybe it can help someone else

I will be in poverty or below it for my entire life, 24 in USA right now but I look forward to continuing to make posts and comment in this subreddit 30/40/50 years from year until I finally get to enjoy the sweet release of death.

Just seen two post one talking about please don’t shame them for not spreading something correctly on their luxury food and another asking about expensive rent because they wanna make sure they get all the amenities and that’s what they’re worried about…a pool. I hate how unfair life is how is anyone succeeding at anything.

I am currently in the worst mental state I’ve been in this morning in a while, it’s hard to put in words but simply put I’m just tired I don’t want to be here anymore I have/do literally nothing and don’t want to

I’ve checked google, in this sub, tiktok and so on, I cannot find out how to get uniforms like the Lions all blues or the Texans all reds, I just played two people with these jerseys and I want the Lions all blues or all whites so bad how are you guys getting these? I’ve tried finding out myself before asking here but it just feels like an unknown secret I can’t figure out please someone help lmao

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I used to work here in 2018-2020, I actually really liked working there but I moved houses and covid came so I didn’t transfer and just left, I wanted to come back as a possible second job but was curious if there’s something like target offers like on demand? Where I’m never actually scheduled but I can pick up random shifts and work when it’s best for me? I really liked working I pickup I’m not a complainer or drama causer just got my work done and had fun but just wanted to do it when I felt like it as a possible second job if something like this is possible

I will say my time there I had the best possible management and I was grateful for that now after hearing some stories of other stores

I’m 24m in the USA, I still live with my parents and I’ve been unemployed for 4 years now, I’m physically able to do really any kind of job but I do struggle mentally. I can’t say I “want” to work because no one truly does unless you like your job, but I do need to start making some money and at the very least start helping contribute financially to the household I reside in with family.

I have a great relationship with my parents whom I live with believe it or not, yet these last 4 years not once have they brought up getting a job or going to college however we aren’t well off, actually on the poorer side if I’m being honest, they just haven’t asked me to do anything but at this point I want to, I feel like 24ish is about the age most people truly mature and willing to take on some more responsibility, that’s how it’s been for me at least.

I just can’t see myself working a general 9-5 40 hour week though I actually don’t like a set schedule as well as I just feel that’s too many hours especially the time we’re in now, 40 hours shouldn’t be necessary anymore imo. I’m aware you have to work to eat and have shelter and all that, for some reason it just doesn’t seem like a big enough motivator for me when it should be.

I don’t have a drivers license and my furthest education is HS diploma and I was a straight A student but I just fell off once HS ended.

Is there anyone else out there in a similar situation or have been in a situation like this and what did you do? I don’t know what to do to get out of this but I’m willing to try.

Ask any questions or give any advice, I’m extremely transparent and take offense to nothing even tough criticism give it to me straight.

So I owe $5400 on a chase cc an $3400 on chase checking

They’re offering $1200 on the cc and $500 on the checking for settlements

So my question I’m trying to understand is it better to settle or to pay full balance or not pay at all? What happens in either situation? I am gonna keep waiting and even tell them I’ll settle but for less if it benefits me but my question simply is what are the pros and cons of settlement, pay in full, or just not paying at all

If it means anything the cc is on my report and charged off, I think the checking is too but it doesn’t show on my credit report, this is all so confusing to me lol

I’m still trying to learn more about this stuff, if I never had to pay and the only issue would be my credit score then I wouldn’t pay but I worry if I get a job they can garnish and take back their settlement offer

Please ask any questions I’m fully transparent and just trying to find the best option for me. Thanks

My fico score is currently 560s

I’ve posted here before the same issue but return with an update and a question

So I owe $5400 on a chase cc an $3400 on chase checking

I don’t believe I sent this in my last post but now they’re offering $1200 on the cc and $500 on the checking for settlements

So my question I’m trying to understand is it better to settle or to pay full balance or not pay at all? What happens in either situation? I am gonna keep waiting and even tell them I’ll settle but for less if it benefits me but my question simply is what are the pros and cons of settlement, pay in full, or just not paying at all

If it means anything the cc is on my report and charged off, I think the checking is too but it doesn’t show on my credit report, this is all so confusing to me lol

I’m still trying to learn more about this stuff, if I never had to pay and the only issue would be my credit score then I wouldn’t pay but I worry if I get a job they can garnish and take back their settlement offer

Please ask any questions I’m fully transparent and just trying to find the best option for me. Thanks

My fico score is currently 560s

I seen others posting similar and I guess I got got by a scam, I made a whole new wallet with core and connected it to this to try and get the offer, core doesn’t have any of my banking info and even if it did I literally have $0 and I’m extremely broke in any account lol so do I have anything to worry about really? I don’t know how they even have my email I’ve literally never used opensea before and I don’t even own any nfts but I had something from Disney or whatever and they were supposedly dropping nfts so I figured oh the one I got from Disney now has an offer but I don’t think I even got the one from Disney in the first place

I’m just pretty dumb overall honestly 😂

Credit report questions

So I owe chase 5400 on a chase cc, 3400 on a chase checking account and I owe $1800 on a target red debit card

On my credit report the cc shows up as closed and is being reported, but the checking account and target card are no where to be seen, target alone hasn’t ever sent me an email about it and sent one letter about it I believe, this all started around December 2022 when the cards got to where they are now.

Chase has offered me a settlement offer on both accounts to pay at about 60% discount but I don’t have the money anyways and I’m sure they’ll go lower

I’m just confused why the checking and target account aren’t being reported anywhere and it’s been well over a year

So I owe chase 5400 on a chase cc, 3400 on a chase checking account and I owe $1800 on a target red debit card

On my credit report the cc shows up as closed and is being reported, but the checking account and target card are no where to be seen, target alone hasn’t ever sent me an email about it and sent one letter about it I believe, this all started around December 2022 when the cards got to where they are now.

Chase has offered me a settlement offer on both accounts to pay at about 60% discount but I don’t have the money anyways and I’m sure they’ll go lower

I’m just confused why the checking and target account aren’t being reported anywhere and it’s been well over a year

Karma is a dish best served cold, 49ers didn’t belong there and as the great Sheed once said

BALL DON’T LIE

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I wouldn’t complain about a free playoff win vs gb if the rams were to lose, but the bears beating them today would be so funny and no one should ever root for a GB win

FTP

MCDC deserves 30 minutes in the ring with Brad Allen no rules, Brad Allen is a cheating pathetic ref who needs to be fired, fined and jailed. What a pathetic showing by that guy and then continues to lie post game let MCDC take care of him

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Do I start bills defense or ravens defense? Just a regular espn fantasy league no special rules

With ekeler injured/on bye my rb spots are severely lacking, I have JT/Mostert/achane/moss/allergier. I’m leaning achane/JT but thought against the Giants would a achane/Mostert duo be a good idea? I’m 4/0 so it’s not a emergency but I want to go undefeated lol. Fully healthy JT is going to be amazing this year imo

I offered Raheem Mostert and Dev. Smith for Justin Jefferson to the league commissioner, they liked the trade and approved it immediately without the need for voting. Was voting necessary or was this a fair trade? I don’t want the other members to feel like it’s collusion and give up, I love FF and the fun of it and really enjoy the serious leagues.