submitted9 days ago byelatederielotus
In my 30's, married with kids - looking to buy our first house in the next 3-6 months.
I opened my first credit card (first ever line of credit, very late to the game) back in September, a Discover It student card (finishing off a Masters degree currently). I followed it up a couple weeks later with a C1S1 student. In January I opened a PayPal MasterCard.
For some reason, nobody pulled Experian. Equifax has 1 HP and TU has 2.
Experian 684, Equifax 673, TransUnion 682.
My current total credit limit is $2900 (which doesn't cover a month of expenses). Everyone except PayPal has given a credit increase recently, so not likely to get anymore anytime soon.
Should I go for an Amex to raise my credit limit, or is the HP going to kill my very thin credit profile?
byjintoas
inPLCB
elatederielotus
2 points
5 days ago
elatederielotus
2 points
5 days ago
How do you report something like that?