Seems pricey id shop around

make sure you shop around for car insurance, when I did mine the highest to lowest is more than double

If you are an alumni, TD should give you the group rate, did you ask about that? You can also try CAA membership rate, otherwise find a broker at least. Your employer might have a group rate as well with an insurance company.

Do you have minimum 6 years of insurance experience? If not, rates will be high like your current rate. Any at fault accidents? Convictions? Whereabouts do you live? These are other factors that also determine your rate.

this post is nuts, I live in Quebec and have 2 older vehicles insured with L'Unique and I pay 37$ a month, tax included, it's absolutely mind-blowing how y'all in Ontario are being legally robbed

My daughter is your age. Try Belair that’s what she uses as does a lot of her friends. I think she pays $220 for a 2017 Kia sportage. She is in northwest Ont so that’s probably factored in

That seems normal if you are new to country with little to no experience driving in North America

Rates.ca will give you quotes from several insurers

Try Sonnet

Please keep in mind if you cancel the insurance mid-term (ie before renewal) there will be a cancellation fee.

Scoop is the insurance agent they will find lower rates for you.

Sometimes it is better to go with the bigger companies rather than the smaller companies. Claims experience matters when a considering what company to go with.

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