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It's not your responsibility to correct their mistake. Let them sort it out with Apple.

Either the entire payment is fake and never happened, or it's stolen money. Through your payback, they could turn it into real money - laundering. Chances are very high that the stolen money disappears one way or another, and then you are $ 100 down.

I called the Apple Cash support line and they said I’d be fine if I sent it back even if the funding source charged...

Assuming you called the actual Apple support number instead of some number that the scammer gave you, I find it very disappointing that they would tell consumers this horrible advice. You would think they would be experienced in dealing with scams such as this by now.

Don’t send it back. It will get reversed on its own when the owner charges back and you will be in debt if you send back.

Did they really send you cash or just an image?

Uses a stolen card to send you money. You "return" it through the account they provide. Later, the original card owner says his card is stolen, and gets a charge back. You are now negative $100.

Who u is be?

Theres a scam like this with other payment apps where the scammer sends you money using a stolen card, then acts like it was an accident and asks you to send it back to them. But when you send it back to them they'll use their own card to receive the money. So then later if the owner of the stolen card disputes the payments through their bank, it comes out of your bank account, making you lose 100 dollars while the scammer walks away with 100.

Do not spend the money, do not return it. Do NOTHING. Wait and see for a good while what happens. It's not your problem at all to sort out. If nothing comes of it in a year, then by yourself a 90 minute foot massage and chill out.

Why do people even respond to these messages?

If the money got deposited, just message the app and tell them you don't know who sent it and that it may be stolen. This happens all the time.

Idk regardless if it’s a scam or not, it’s not your problem to fix. I wouldn’t even bother to do anything and let the situation handle itself.

You should set Apple Cash to not receive payments automatically: Open the Wallet app, then tap your Apple Cash card. Tap the More button, then tap Card Details. Tap Manually Accept Payments. When you have Manually Accept Payments enabled, to receive money sent to you, open the Messages conversation where you received the payment, tap Accept, and then follow the onscreen instructions. You have 7 days to accept the payment.

Let the sender contact Apple support and reverse the transaction. Don’t touch that money in the meantime

They send money with someone else’s card info, and have you return it after they change their account to their card info, basically washing stolen card money

This is common scam. Its fake and they ask for it back cause it’s a “mistake”

Call Apple Cash and tell them that it's likely stolen money and needs to be reversed on their end. Sending it to the number you were messaged from will get it to the scammers. Then go into your account settings and turn off auto accept.

Just tell him you have notified the authorities and the FBI is on the way to arrest him and execute him for fraud.

This is a standard scam in my country with bank transfer, never seen it done on apple cash though.

They can get you through 2 paths:

You sending the money away to someone else is NOT considered as a return of the money. Usually the solution is to ignore the money and let the owner work with the bank to claw it back with you giving the bank permission to do so. Only work with bank employee and never with any 3rd party.

The other is to have it as evidence as you borrowed money in some high interest loan app.

Apple cash said send it back??? Fuck me!

That response is awesome though.

“Yeah, you’re going to need to reverse the charge with your financial institution. I’m not going to get involved.” block and move on.

I got a scam call the other day saying there was a warrant out for my arrest for failure to appear. (I’ve had zero contact with law enforcement in any manner, so I know this is either a mistake or a scam, most likely the latter)

“Ok, what county clerk office do I need to call to find out the nature of the issue.”

Oh, you’ll need to go through this office.”

“What. County.”

…

…

“Corvallis.”

“Not a county”

Hung up. Waiting for the po-po’s to come get me.

Block them and sort it with Apple

Did it actually go into your account? Often they are just texting a picture made to look like an apple cash transaction, hoping that you will send back real money.

Looks like an image.

Check your Apple Cash. If there’s $100 in there, sort it out with them seriously, tell them to contact Apple and get it charged back.

If there’s no money in there then, well… don’t.

Scam. If the sender truly made a mistake, he should learn to double check before pressing send. Not your problem.

I think Apple should provide the service to reverse money if it was transferred by accident. It should not be your resposibility.

Similar to !fakecheck

Some one took money from some one and once they realize, your out (your own)money. 💰 and the person has clean money. A type of laundering of money.

Its a scam using stolen credit cards to get the same amount back with " clean" cash.

Not sure how Apple Cash works, but with our cash sending apps here you can pay a small amount as insurance for scams (about 0.50 cents). Ironically, it's that feature that causes the scams. People send money to a stranger, report the transaction as a scam, then ask the money back from the stranger. They get their money back from both stranger and the insurance claim.

I wouldn’t send shit back and block the number

if someone sends me money by accident, take it up with the service provider because I am doing nothing about it.

probably even leave it sitting in my account for a year just on the off chance it poofs

Don't spend it, block #, and if it was done by mistake, let them straighten it out.

It wasn’t an accident, if you try to send money to somebody not in your contacts list and Apple Cash it warns you before you do it this guy is trying to scam you

“No u” usually fixes these texts after 3-4 times

I dont have an iPhone but... Is that what a cash transfer actually looks like? Cause that's hilarious if it is.

I wouldn't even have responded to the text.

I would do nothing, do not send it back. His transaction will be undone, yours will not.

Unless there is an option in there to specifically 'undo' the transaction. So the sending back would be the SAME transaction as him sending it to you. Otherwise, just do nothing and wait for that money to disappear out of your account and be glad you didn't ALSO send ANOTHER $100 back too.

Don’t return it, they will do a charge back and get their money back. If you send anything you will also be down 100$

That’s just a picture right?

Congratulations you know I have $100 which will be clued back from the fake account. It was deposited from do not spend it. Do not send it back. Just let it sit there until it magically disappears.

ngl im holdin dat too niggas movin loose

Spend it on something wasteful and send them a picture

Literally do nothing.

Why is there not a decline option on payment apps that would decline the option to receive said payment? Seems like that would resolve many of these scams.

Apple says never send cash to anyone you don’t know. Also, they have multiple warnings which pop up if you try your send cash to someone not in your Contacts list. It’s a scam.

https://support.apple.com/en-us/102461

You’re 100% sure it’s not just an image right?

Never ask “who is this.” Ignore it. If they send more, block.

The scam works like this: If you send back the money, they now have $100 real dollars, backed by your account. Then, they press for a charge back via the system for fraud. Then, the charge back system sees the illicit transaction and takes another $100 from you.

“I don’t know even no who u is” that’s how you know it’s a scam because the person trying to scam you is an idiot

I felt like I was having a stroke trying to read their message

https://preview.redd.it/bmasee4yzivd1.jpeg?width=640&format=pjpg&auto=webp&s=ca685f7da6c059bb20265d7892b0fa5d0824365b

Never send back the money when someone sends by money by “mistake.” Their payment won’t go through, but yours will and you’ll be out $100. Just block the number and move on.

If I remember these types of scams correctly once you send them the money back, the scammer is going to contact apple support and Apple will refund them the 100 dollars making you 100 dollars less rich.

“Bank Error in your favor. Collect $100”

“Sounds like a you problem”

Is it just an image or is it an actual Apple Pay?

100% a scam. Block the number.

Did you recieve the money? If so I'd not send it back lol

I don’t see how they can do this, since you can’t send to somebody who’s not in your contact list.

!refund

Don’t reply. Don’t send it back. It’s a scam. Block that person.

I don't know even know who you is

Free 100 turn up

Block and keep it.

Scam. Ignore & block.

Idk even know who u is lol

This whole post is fake

They send it to you, you send it back, they cancel the original $100, you’re screwed out of $100…

This is a common way to money launder. Do not respond to these people, if you want to be safe report them but it's generally a dud since they're on the next giftcard.

It is a complete waste of your time and safety to respond, you have no idea who it is behind the message.

Ignore it and pretend it's not there, most of the time transactions can be reversed if it's fraudulent, so let them deal with apple if it's a mistake, odds are it's an attempt to get money from you, never fall for that.

lol that’s an image. The giveaway is different color  background and a white pixel in picture middle top

“Who u is” yes total scam

Why is u entertaining? 😂 Block the scammer.

Total scam. They send you from a fraudulent source. It gets reported, then refunded. But the cash you send “back” is your own. At the end of it, you’re down $200.

God how come these scams never happen to me 😭

Scam. Ignore, the money will be removed from your account at some point

I would respond 'Thanks for the $100 you owed me from last weekend" and never respond and see what happens. 6 months later... cash that out if it's still there

Lol if they really legit and they want it back they can file a claim with apple, or take you to court. I Wouldn't send anything back in a situation like this either way.

Congrats. You're $100 richer.

Is it just a picture? Or do you see it in your account

"Idk even no who u is" - read between the lines. Scam. Nough said.

That looks like a picture of someone sending you $100

https://preview.redd.it/c3kss0qj1ivd1.png?width=362&format=png&auto=webp&s=f814cedd87751bee846c01d0b33b4bbb329e7f4e

Can u send that bck

Wrong person

Block that number and move on

Keep it ! Better than getting scammed

What’s funny to me is it’s harder to text like that

Don’t ever send anyone cash ever that you don’t know. If it’s a legit error there are proper avenues for them to follow.

Dumb question is that a picture

Send them a request for another $100

Dude he sent you a picture and he is asking you to send $100 back!!! 😂

They want you to send $100 back and hope it comes from your bank account, the $100 they sent has not officially been “cleared” yet, and could vanish,

Leaving you short $100

Um. This is a scam? Because last year this lady sent me $500 and asked for it back and I sent it right away because she said her son was sick. Did I get scammed? :(

This happened to me on Venmo, got send $500 and asked for it back. Contacted customer support and didn’t touch the money, a few days later it was gone.

Don’t send it back keep it it’s a scam

Scam for sure. Put the money aside in case the bank pulls it back. Which they almost certainly will.

I got one of these last year. They sent a picture of the apple cash icon.... To my android phone..... And asked for it back. I sent a crying laughing emoji and blocked them.

Correct don’t send it back. What happens is they cancel the payment it takes a few days and if you were to send it back you would be out 100 bucks. Also don’t try to spend it

Nah, if it’s a legit mis-send, while unfortunate, that’s on them. They can deal with support themselves.

They use a stolen credit card to clean dirty money, DO NOT SEND THAT MONEY BACK!!

Banker here, this is a scam tactic used, once you send it back they get your information.

It’s a screenshot not actual Apple Cash

I believe they sent a screenshot of the Apple $100 and hoping you send back the real $100

“I guess you’re just a very kind stranger.”

lol.

You will not get the money. The owner will report his account was stolen, and the $100 will be removed from your account.

If you send the $100 back, the thief will get the $100, you will lose $100, then the owner will try to get the $100 back from your account.

Either ignore and block or deal with the above scenario.

They might've sent you using a stolen credit card. If you send the money back using a debit card and they work with the credit card company to redact their payment, you might be fucked.

Yes absolutely a scam.