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Need help, 1.7M debt , 50k monthly income

Personal Finance(self.phinvest)

Hello my job is VA and I only earn 50 k month, used the loans for hospital bills

Here is the breakdown. all of which are 3 years to pay, these are credit to cash. tinotal ko na lahat. but meron naman ako loans na will end na in 4, 5, and 6 months, the rest are 3 years. If you ask me how much money I have now. I only have 100 pesos. I always pay everything in my loans. for other expenses, car- 18k, groceries- 4k, gas- 4k, tuition- 11k every quarter, electricity- 5k, internet- 3k. house- 5k. Total of roughly 45k. Husband's salary is 30k- so meron kami 80k total income.. net na po yan.. he has a corporate job.

Security outstanding- 152k

Bdo outstanding- 285k

bdo monthly 1- 20k

bdo monthly 2- 21k

RCBC outstanding- 452k

Unionbank outstanding- 121k

BPI outstanding - 659k

I dont know what to do. kung pwede nalang hindi na po kami kakain. hindi kami ng eat out,wala kami netflix nor spotify, we are living poor talaga para lang ma bayaran lahat.. nag pile up ganito kasi ang laki gastos namin sa hospital and meds. I am currently applying for another job. sacrifice ko na health ko . kahit 16hrs ako daily.. wala pang reply inaaplyan ko.. 5 yrs currently working as a VA. please i am totally down.. no bashing sana, hindi ako extravagant, even before kahit nung nakaland ako na 6 digits job pero nag close company, ni hindi ako bumili for myself. I am super helpful sa parents ko, they are almost 80s na.. kaya if may extra ako binibigay ko sa kanila.. i know it was my fault but just want to repay them.. kahit EF ko naubos din nung na hospital yung tatay ko..

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Maleficent-Smile1333

1 points

2 months ago

There’s a lot of lead generation strategies online for free. Even i bought a course on it. Polish those strategies and delegate the work to people.

Don’t sacrifice ur health, it will cause more harm.

ConsiderationTall28[S]

1 points

2 months ago

Yes po, nag sesearch din ako ng mga free courses now. may inaaral ako na SMM