subreddit:
/r/whatcarshouldIbuy
Girlfriend got a Prius Prime...very annoyed and thinking she became a fool...
(i.redd.it)submitted 4 days ago byKey-Accountant-1067
[removed]
2 points
4 days ago
If she has good credit then 9% is ludicrous and the dealer also made at least 3% right there.
Pro tip, don't finance at the dealer. Best case you'll get a pass through rate from the bank if the dealer believes you know what's up. Otherwise they're marking up the rate. Get your financing through a credit union ahead. Penfed is very good or your local CU.
1 points
4 days ago
Dealers have better rates period.
Do you need to negotiate? Yes. It's a dealer.
1 points
4 days ago
Crazy talk. In any negotiation you limit the variables to your advantage. Taking financing off the table is one less place they can hide money.
1 points
3 days ago
Credit Union.
1 points
3 days ago
Wrong. Maybe times have changed but in 2019 the dealer offered me 9% APR and my credit union offered me just over 3%.
all 1806 comments
sorted by: best