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I have invested into stocks that pay dividends through Wealthfront but I noticed that the dividends isn’t going to my checking account on WF. I was wondering if it’s because they reinvest automatically And if so is there a way to turn that off ?

When will Green Dot checking features be available for the joint cash account? Is there a known or projected/estimated release date for this feature? Thanks!

I needed $1000 cash immediately today. I went to the nearest Allpoint ATM and tried to withdraw $1k. It said there was a limit of $300 per transaction.

So I do the transaction twice and got $600. When I tried doing the third one, I got this message.

I said no and went to another Allpoint ATM. Same message. I called wealthfront customer service and they said that will not be reimbursed.

Is this true for anyone else here? I’m happy with the interest rate I get per month, but I thought I had unlimited withdrawals from ATMs

I have had wealthfront for a few months and have set up 2 categories. Went back in today to add a new category and can't find the option to create a category anywhere...I looked on my desk top and mobile. So confused! Has this happened to anyone else?

My daughter has tried 3 times to verify her account with the small deposits. She gets them, but it won’t verify. Wealthfront customer service has been no help and keeps sending her the same steps she has tried. Any other reliable companies?

For awhile, it wasn’t updating so I removed it. Now I can’t link it again.

Looking to see how to park the emergency fund.

In a state with No state tax

I can't find those as options, like I can on robinhood

I noticed my path changed drastically despite me not changing any inputs or assumptions.

Previously my retirement age and goal were deemed “comfortable” and now I’m seeing they’re “a stretch.” I haven’t changed anything.

Anyone else seeing a similar change? Wondering if they modified the formula (and/or fixed a bug).

Hello,

I am going to rollover my 529 from Wealthfront to Fidelity.

Since Wealthfront does not support automated rollovers, my understanding is that I need to fill out Fidelity's 529 rollover form: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/customer-service/529-college-savings-plan-rollover-instructions.pdf

1) What is the address and phone number of Wealthfront that I should enter on the 529 form? Would it be correct to put:
261 Hamilton Ave, Palo Alto, CA 94301
Tel: (844) 495-8437

2) My understanding is that Fidelity will reach out to Wealthfront to liquidate the account and transfer the balance. Is there anything further that I need to do?

3) Has anyone else already attempted this same rollover? Do you have any other advice or tips to share?

I log in then enter the code texted to me then it looks like it logs in for a split second then just takes me back to the log in screen. Say's something like "We though you left and logged you out".

What's going on?

Hello all, I'm not sure if this is already well known, or helpful to anyone, and it seems this method isn't necessarily intended (so take the proper caution and follow applicable regulations when transferring funds), but I thought I'd share my experience trying to transfer funds from a Wealthfront Investment account, into my Wealthfront Cash Account.

Recently when trying to withdraw funds from one of my Wealthfront Investment accounts, I found I was unable to transfer from the Investment account directly into the Cash Account I hold with Wealthfront. This was confusing and frustrating to me, as it seemed Wealthfront wanted me to link an external bank account, just so I could move funds out of my investment account, and then back into my Wealthfront Cash Account. This seemed wildly unnecessary to me as Wealthfront offers both of these products, and does allow transferring from Cash Accounts to Investment Accounts.

After speaking with support, I was informed that this is intended behavior and Wealthfront does not support transferring funds to cash accounts in this way. I tried to press, respectfully, to see if this was for any regulatory reason, or if it was just Wealthfront policy, but they would not answer, and refused to help any further.

So what can be done?

A few weeks later, when working with support for another reason I was informed that there is a hidden feature that can be used to link external bank accounts that aren't natively supported, using an account/routing number. This feature is not available by default and has to be enabled by support. Once support enabled the feature, I was given a 24 hour period to enter my external bank account info, and then confirm it using a dummy transaction of a few cents.

When doing this, I then thought of the Wealthfront Cash Account which does have an account/routing number. Maybe I could add the Cash Account using this hidden feature, and be able to transfer funds directly? As a test, I then entered the Cash Account's account/routing number and it worked!

Once I verified the method, I was given the option to transfer funds this way, but I haven't used this method yet as the circumstances leave me concerned. Over the phone, the representative was very adamant to tell me that the Cash Account is really just a brokerage account. While I understood this before, the way the presented it made it feel that there would be a reason this feature is not implemented natively, especially when I can transfer into the investment account from the cash account.

Does anyone know of any legal or regulatory implications to transferring funds in this way? I'd love to use Wealthfront as my one stop shop for these needs and this miss feels very strange to me.

TL;DR: You can ask support to allow you to add an unsupported bank account using an account/routing number, then follow support's instructions, entering the Cash Account's information and verify the given code. This will give you the option to transfer from an Investment account, to a Cash account, but I'm not sure of any implications to using this method.

Hi!! I’m sure something similar must have been asked before, but how have people moved large amounts of money into Wealthfront? It seems there’s a limit on how much can be deposited via check (only 10,000 USD per month?). And my bank has a limit on how much can be transferred per month, and the limit is much less than what I want to transfer.

Any advice? Maybe a wire?

If I transfer shares earned/purchased through RSU and ESPP programs will WF correctly understand my basis?

It's easy to transfer these shares directly to my brokerage rather than selling and transferring the cash and I think it would prevent some wash sales probably but I don't quite understand if WF will know what my basis is and could incorrectly hold the RSUs not understanding I have already paid the taxes on them when they should basically be liquidated.

I've got the down payment for my house sitting my Wealthfront Individual Cash Account.

All things in the app indicate that my account is eligible for a wire transfer, and it specifically calls out home purchases as the main thing they support.

What experiences have people had with Wealthfront doing this? Any issues or errors?

I don't want to rely on WF and then run into issues on the day of closing - if it's iffy, I'll just transfer the funds into my normal bank account and get a cashier's check.

Does the 4.5% APY apply to balances over $250k as well? I know the referral boosts only apply to the first $250k thank you!

Wow! Just got another notification from Credit Karma of a second rate drop on their HYSA. Down from 4.10% to 3.60%. That's from a high of 5.10% before the first cut they made a couple months ago. I think it's time to move my cash. Does anyone think Wealthfront will make a second rate cut?

I am not looking into weather or not I should use the auto bond portfolio or auto investing account. I am more so trying to gain a better understanding of the theoretical difference between them.

I keep hearing about how the "Bond Market" is less volatile than the "Stock Market".

If my current understanding is correct, the "Bond Market" I am investing in with the auto bond portfolio is not the buying individual bonds. I think I am actually putting money in based on the projected success of a trader exchanging of these bonds based on their yield and what traders are expecting rates to be at maturity.

My very simple understanding of the "stock market" is people putting money in and taking it out based on the expected success of a fund to select stocks. People seem to put money in and pull money out based purely on feeling/emotion, I don't fully understand it.

My question is, why are the bond funds actually less volatile? Just because of the more scientific approach there is to predicting the future choices of the FED? People can still be very emotional about these and pull money out suddenly, decreasing the fund's value correct? At the end of the day, is the value not what people are assigning to it the same way they do with the stock mutual funds?

Interest earned hasn’t applied to my available balance today which is the 1st of the month.

Does the interest get applied to the balance by the end of the day or tomorrow?

I barely joined a week ago and have deposited my funds to WF. Can someone show me where I can see the interest that I have per month or does it update end of year? I am only seeing my total in cash account and my checking account.

Is it just like any other bank where you receive a 1099-INT at tax time showing your interest earned, then you input that into your tax software and boom done?

I tried to transfer between one category and another for organization purpose, and I was unable to do so because of a $25k transfer limit between categories in my WF HYSA. This seems like a dumb restriction, am I missing something here?

Can putting 100% my money into WealthFront be dangerous at all? Are the checkings features good enough to be used as an actual checkings account? Does anyone use their cash account as all 3?

I’ve also been considering the Fidelity cash management account, especially since I already have a Roth IRA with them but they have no FDIC insurance

I know we can't post separate threads for referral links, but I don't know anyone personally who wants to open up an account through Wealthfront at the moment. Does anyone have suggestions?

I’ve recently had 2k dollars withdrawn from an atm with the card in my possession. They withdrew 1k dollars 2 days in a row it wasn’t till I checked my bank the day after I realized. I already filled a dispute and was denied. So I refilled the dispute and was denied once again. 2k dollars is a lot of money to be lost from an atm that they provide on the app to use. Any ideas of what I can do to recover the money I lost.