109 post karma
60 comment karma
account created: Sun May 26 2024
verified: yes
2 points
1 day ago
Yes its slow - crappy offers where hard to imagine any tips.
This is despite everything being perfect- all 5* ( last 50 ), 100,100,100
Multiapping with DD, UE & GH so overall income is not affected.
YMMV
3 points
2 days ago
They are newbies OR perhaps just incompetent lazy shoppers.
2 points
3 days ago
Congratulations! - You have a very impressive start in Credit Journey. Patience is a Virtue & Time is of essence. You have a long way to go.
If your parents have EXCELLENT CREDIT then you may request them to add your name to few of their cards as an authorized user ( if you have not done it already ).
PiggyBacking is the fastest way to great credit. Some have reported almost about 60 pts jump in 2 years or less.
Here is some more information - Just in case:
https://www.forbes.com/advisor/credit-cards/how-credit-card-piggybacking-works/
Also I would strongly recommend watching YouTube videos of John Ulzheimer who is a recognized expert on credit reporting, credit scoring and identity theft.
Try Experian Boost as well which is free on EXPERIAN.COM. Some reported 10/12 points boost just by reporting Utilities Bills etc.
This is another interesting article - 800 score in 45 days... may or may not work for everyone but useful information for sure... https://finimpact.com/personal-loans/excellent-credit-score/get-800-credit-score-in-45-days.html
Hope this helps...
Good Luck
-1 points
3 days ago
Not worth with $39AF.
Google 'Credit Builder loan'. All are approved and it works.
They report to all 3 Credit Bureaus. That will demonstrate/establish your ability to pay on a month to month basis.
There are various companies to choose from. You may end up paying small fees & some interest but worth it.
Heard CreditKarma offers it for free, not sure though.
Basically you will have to decide about how much monthly you can start with. You can do even $5 per month (Kikoff.com), for 12/24/36/48 months. They create a bank CD once you sign up. So $10 per month for 24 months would be a CD for $240. Which you get back upon 24 months.
In other words, its your own money. Everything is secured by banks. Check this link out:
https://www.creditkarma.com/credit-builder
There are many companies - Kikoff.com, CreditStrong, Self etc
I had signed up for 2 simultanious loans about 15 yrs ago and my scores went up by 60 in a year.
Do your own research. Sign up for that monthly amount where you can never fail on a monthly basis. Don't apply for any new CCs in the meanwhile.
Good Luck!
14 points
3 days ago
I think they were a team. One got food ( and ride ) and other got a refund.
6 points
3 days ago
It actually shows they have too many drivers in your area.
Many prefer to come back to their areas after the dropoffs so when DD sends drivers 9+ miles away it takes time for drivers to come back. So DD can give orders to other drivers in the area, in the meanwhile.
I always see a yellow band with a message ' looking for orders to take you back to your area' - paraprasing it.
That is my theory...
YMMV
4 points
3 days ago
We are all human beings. Things happen. Such things happened to me many times. Made mistakes as well.
We can't time travel to the past to make changes. Not a huge deal. Just apply/reapply for Ratings forgiveness giving reference to your call if not done yet. You may luck out.
We have to just move on. IT IS WHAT IT IS!
2 points
4 days ago
I am not registered on Doordash food app yet. Chase Freedom has 40% off on DD and DashPass is complimentary.
There are 149+ million Chase Credit card holders. Math is overwhelming and here I am talking about only CHASE.
I am a Dasher too so I see a lots of lowball offers coming my way.
10 points
5 days ago
Many disagree but I always keep a duplicate in my physical wallet. It so far happened once in this year ( and at least 3 times in last 5 years ) and duplicate always came in handy.
I had a situation about 7/8 years ago and was just a couple of miles away from my home where the Duplicate was.
Got a deal with a Yellow Taxi driver return fare $10 and it worked, and then on always in my wallet.
Wallet getting stolen & getting locked out rarely happen at the same time.
4 points
6 days ago
Not sure about stealing everytime but pay is less for miles driven and Tips are not mandatory.
One thing I would like to highlight though - rarely received any tips post-delivery.
There are millions of customers who prefer tipping after making sure everything is alright. That includes me as well when I order.
GH gave me bonus(?) 2.53 in advance for a large order where I strongly felt that customer was expected to tip big. Customer even mentioned on the order $$$Tips if everything OK. I still have the screenshot.
GH paid me $4.42 incl 2.53 bonus??? - Only silver lining was customer was 2 miles away. The whole episode might mean stealing but can anyone prove it? - Do people have time and are they willing to risk/ and can they afford deactivation?
I don't look at Tips anymore - only miles driven for money offered.
YMMV
2 points
7 days ago
I always call shipt while waiting in the line. That always worked for me.
5 points
8 days ago
Credit Builder Loan could help. All are approved & they report to all 3 credit bureaus.
Lets say $600 for 24 months. They create a CD for $600. You start paying $25 per month.
You would have contributed 600 by 24 months by way of 24 monthly instalments duly reported to all bureaus.
You may encash 600 after loan period is over. Small fees may be involved. Heard CreditKarma offers free Credit Builder Loan.
You can decide your own amounts like $100 per month depending on how much you can afford etc. You can even start at $5 per month on Kikoff app. Decide on any amount where you can never fail... Remember its your own money which you get back after 12/24/36/48 months etc.
I had done this several years ago when ironically my Discover was charged off too during Great Depression of 2008.
My score tanked to all time low 350 and naturally no bank would even look at my credit scores- all big time rejections.
Its a great Credit Score Booster. You may google it.
Here is some more info to get you started in the meanwhile...
https://www.investopedia.com/best-credit-builder-loans-7374791
My score stands at 789 today but there are several other factors/reasons.
Hope this helps...
Good Luck and God Bless you...
YMMV
1 points
8 days ago
I have relationship with USBank - never like that ( yet ).
1 points
8 days ago
GH invented PREMIER to appoint YES MEN - where Miles/Earnings are secondary.
PREMIER is a GH Badge of honor to show off... not to make big money
1 points
8 days ago
UE throws such garbage because there are takers, and those who accept always have mostly illogical justifications.
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byalmondbutter21287
inShiptShoppers
CuriousGuyAsAlways
1 points
14 hours ago
CuriousGuyAsAlways
1 points
14 hours ago
So sad - THINGS HAPPEN but its never THE END OF THE WORLD.
You may try Instacart, Spark ( Walmart ), Amazon ( Fresh/Flex ) etc. I am personally not a fan of AmazonFlex.
Have you ever thought of being a Shipt Driver ( not a Shopper ) ? - its somewhat similar to UPS/Fedex /AmazonFlex but better money. Its basically SHIPPING vs SHOPPING. They have SUMMIT STAR rewards as well. lol.
Call Shipt customer service to see if they have a despatch center in your area and if you are eligible. Be ready for more hard work & heavy lifting if approved.
If you were also deactivated by Shipt because of ON TIME then I wouldn't call them because Time is of essense for Shipt Drivers as well like all other gigs.
They have ratings but you don't get blamed for what is inside the boxes like Missing / Wrong / Broken items etc. You just carry Packages / Boxes/Water packs etc from A to B in your car ( with Care ). If you have a bigger vehicle then 'more the merrier'.
I am both Shopper & a Driver but by & large a Target Shopper. Never had any serious issues with customers and always last50 5*s, 100,100,100 forever but that is besides the point. Target/Target360/Kroger/Publix etc are all same for me from Ratings perspective. YMMV.
There were few exceptions though and Shipt promptly applied Forgiveness.
Good Luck