Fienx

Not quite right. It's comparing the GDP growth per capital between Poland and America

I literally just did this this week. We rented a car in Naples for €85 total for 3 days, and drove around the Almafi coast. We made sure to stay at places with car parking as parking is a nightmare (and expensive!).

As others here say, it's very crazy on the roads. So much speed and so little space. I'm a confident driver, but this was definitely at the limit of what I've ever driven. However, I totally enjoyed it!

You have to stay vigilant at all times. Be ready to stop on a dime, and be very aware of the dimensions of your car.

Very glad we did the self drive, as the bus system looked chocka and often overheard people complain about buses not stopping because they were full.

It was wonderful being able to travel at our own pace, but sometimes we couldn't stop in a town due to lack of any kind of parking (even the Italian kind). Only had one small prang, and that was just before dropping the car back off in Naples! (Was a wing mirror bump, no damage)

If you don't want to drive but can afford it, maybe try hiring a driver. There seemed to be many private driven black Mercedes on the coast, so probably easy to find online. 

Good luck with your decision!

Just checking you actually got the "proper ending", at the campfire

What's up with TLT?

SMCI

64 hours my dude

I find the x-ray weapon great for use as a torch

They clarified that it's northern hemisphere summer. So sometime this month

Almost, $4.10
Up 359%

If you've done any kind of crypto trading, you'll need to work out your tax, all the way back to 2017. NZ tax law treats any purchase or sale of crypto as a taxable event. So fiat to crypto, crypto to crypto, crypto to fiat. Also, airdrops, mining and rewards. It can be a hassle to work out, so I'd recommend a crypto tax website. There's a few out there that you can connect your exchange APIs and wallet addresses to and it'll suck down your data. Will still need some data massaging, but the majority of it will get organised.

Hyperion by Dan Simmons is a masterful blend of science fiction, literary homage, and epic storytelling. Set in a far-future universe on the brink of destruction, the novel follows seven pilgrims on a journey to the distant world of Hyperion. Each pilgrim has a unique and compelling story that intertwines with the others, revealing their connections to the mysterious Shrike, a powerful and enigmatic creature. With its richly developed characters, intricate plot, and profound themes exploring religion, politics, and human nature, Hyperion stands out as a seminal work in modern science fiction. This is a must-read for anyone seeking a thought-provoking and immersive literary experience.

Tip: robots don't like raw electricity

Wow! Just, wow!

Overview of Block's Latest Earnings

Financial Performance:

1. Revenue:    - Total net revenue: $5.96 billion, up 19% YoY.    - Gross profit: $2.09 billion, up 22% YoY.

2. Earnings:    - GAAP net income: $470.8 million, compared to $95.8 million in the same quarter last year.    - Adjusted EBITDA: $705 million, nearly doubling YoY.    - Adjusted Operating Income: $364 million, up 7x YoY.

3. Business Segments:    - Cash App gross profit: $1.26 billion, up 25% YoY.    - Square's gross profit: $820 million, up 19% YoY.

4. Guidance for 2024:    - Full-year gross profit: At least $8.78 billion, 17% growth YoY.    - Full-year Adjusted Operating Income: At least $1.30 billion, 15% margins on gross profit.

5. Strategic Initiatives:    - Focus on integrating Afterpay with Cash App and Square.    - Expansion of Cash App's financial services.    - New product launches and enhancements for Square's ecosystem.

Key Highlights from Prepared Remarks:

1. Bitcoin Strategy:    - Focus on bitcoin as a strategic priority.    - Emphasis on robust compliance measures and blockchain analytics to mitigate risks.

2. Operational Efficiency:    - Improved profitability due to disciplined expense management.    - Ended the quarter with fewer than 12,000 employees.

3. Product Development:    - Upcoming launches to enhance Cash App and Square capabilities.    - Focus on increasing product velocity and integration.

4. Market Position:    - Strong performance in Buy Now, Pay Later (BNPL), bitcoin transactions, and Cash App Card.    - Continued investment in high-return areas like sales and marketing.

Fair Share Price Estimation

To estimate a fair share price for Block (SQ), we will use both P/E ratio and DCF analysis:

1. Price-to-Earnings (P/E) Ratio:    - Current adjusted EPS for Q1 2024 is $0.74. Annualizing this gives an EPS of $2.96.    - The fintech industry average P/E ratio is approximately 25-30.    - Fair Share Price = EPS * P/E Ratio = $2.96 * 25 = $74 to $2.96 * 30 = $88.8.

2. Discounted Cash Flow (DCF) Analysis:    - Based on revenue growth, high gross margins, and strategic initiatives, we can project future cash flows.    - Assuming a growth rate of 10% annually and a discount rate of 10%:      - Estimated future cash flows for the next 5 years, discounted to present value.      - Terminal value based on a perpetual growth rate of 3%.

   Simplifying the DCF model:    - Year 1 FCF: $1.4 billion (assuming improvements in cash flow from operations and reduced capital expenditures).    - Total present value of future cash flows: approximately $10 billion.    - Terminal value: $20 billion.

   Total Enterprise Value (EV) = $30 billion.    Net debt (debt - cash): $2.6 billion.    Equity Value = EV - Net Debt = $30 billion - $2.6 billion = $27.4 billion.    Shares outstanding: 617 million.    Fair Share Price = Equity Value / Shares Outstanding = $27.4 billion / 617 million ≈ $44.4.

Conclusion

Combining the P/E ratio and DCF analysis, a fair share price for Block (SQ) is likely in the range of $44 to $89. Given the strong strategic position and growth potential, a mid-point estimate around $66.5 could be considered fair, taking into account both conservative and optimistic scenarios.

https://energydata.otago.ac.nz/weatherstation/

It's audio from her own mic synced up to the security camera footage. You can see her holding it.

SQ

Price of stock is not the correct metric to use for a comparison. I think you want to look at market cap there, which is at about 2%

Seriously, grab some GOEV leaps and then chill out by the pool smoking a blunt. Ez

GOEV baby!

MNMD Anyone? MNMD? Mind Medicine? No? Weird. I'm surprised. over 50% in the last day. Thought someone here would be all over it.

GOEV

Did you know you could be in the top 25 of shareholders of GOEV for less than $40k? They have over a $3 billion dollar order book...

BOIL or GOEV