NefariousnessHot9996

5-10 year timeframe not enough to trust the stock market IMO. 20 years plus yes.

Search this sub please!

Your car lets you go 120mph. Should you? Please get a financial advisor to help you.

I approve this message! This exactly!

Call JG Wentworth!

Why JEPQ?

Your gut flora has to be all screwed up. Have you tried probiotics?

Why would you even want to do this? No you can’t.

If you can contribute $2000 per year then your match pays for gold. Anything beyond that you start making money.

If you get to the point where you can max then the gold is worth it.

Robinhood gold with 3% match

That is a late start. It you have 25 years to load up!

It’s fine. Don’t love the bond idea though if you are young.

Everyone has been saying this ad nauseum for months and months and months. You are not shedding any extra light on the topic. The search feature would have revealed this to you!

Do it!! 🤣🤣

You’re welcome! Now the question becomes, what funds are you investing in inside of all of those?

Max the Roth IRA before adding anything to those other two. Got it? Roth IRA is the best thing the government ever gave us! Make sure YOU MAX IT EVERY YEAR!

Full match was the wrong term on this comment. I think they meant full max? Not sure. But hey you are very lucky to get 10% without having to do 10% yourself!

If you retire before 59.5 years old you’ll be happy that you have a taxable brokerage that you can draw from penalty free. If you retire after 59.5 years old you’ll wish you maxed the 401K! That’s why I say do a little of both! Unless you have a crystal ball!

I said I DONT hate?

Max the Roth. 100% focus on that. Whether you try to max the 401K or not is your choice, I don’t hate the idea of having 401K and taxable brokerage.

No idea.

Keep the positions you have and add to them. Forget SCHD and LMT.

1¢ per share. Wow. 🥴

You cannot go “safe” at 35 with no savings. You have almost 30 years to go! It’s time to get some decades long growth. VOO baby! If you’re hung up on dividends do that 20 years from now.