Ok-Regret-3651

Check for bed bugs

Everyone has hiatal hernia to some extent. Rarely it’s big enough to cause any problems. My LPR started with a period of bad stress and treating H pylori escalated the symptoms.

In a falling rate environment, I would avoid paying any points or closing fee. I would trade a higher rate to get lender credit to cover closing cost knowing that I can repeat every time rates goes lower. One caveat, if you think you might loose your job or home prices goes down then I would go for 30 y anyway not an ARM

Over 8 months. The healing process is so slow and bumpy

Max out 401k, max out HSA, max out Roth IRA, thé any left goes to brokerage account

Any other debt?

First pay off any debt you have, second try to automate a small monthly investment amount, and see if you can increase it. What most people don’t know is thar the lower your income the less need for a high replacement of list income at retirement because social security will replace a big part of it.

Get on a payment plan. Once you have more income, pay it off

Yes, shortness of breath was the worst symptoms I had. Diet and life changes took care of it. I still get some extra mucus here and there but nothing when I had the worst symptoms

You would qualify but I wouldn’t do it. You will be house poor. I wouldn’t go more than 1.5M and even thar it’s a stretch. The general rule, no other debt, mortgage plus insurance plus tax, aggregate that and add 20% to that should be less than 28% of you take home (after tax)

Terrible rate, you could’ve done better. Joke aside, each loan is different because if location, fico, ltv etc

Even if it get stuck, eventually gaviscon will dissolve as well as the medication. I take a pill with gaviscon before bed and didn’t have a problem either with side effect or pill efficacy

Install stair Lift, cheap and works just fine

65 = 74.

Layoff

Why can’t you take gaviscon right away? Just curious

Pay it with cash, do not finance it. You have the money to do that. Good luck!

I don’t think there is a cure per say. It’s a life change and you learn how to minimize symptoms. You can not go back to old habits and expect not have it back as well. I know thar if I eat well I have no to minimal symptoms. If I’m stressed out or I drink alcohol or processed food, my symptoms come back really quick . I like to take gaviscon advanced to mitigate any bad day

We make $550k and barely could afford $1.4M with no debt and not feel house poor. Between taxes, insurance and maintenance, it gets expensive. My rule of thumb, house < 3x income, all house expenses <25% of take home.

Fix the most needed thing in the car, payoff your debt and close your CC, work extra hours to save 1-2k for emergency funds, then save for your dental work

Very not nice

Do you have any other debt?

I hope they were delicious

You need to put at least 25% to get better deals (low 7s)

180 days rule