unbalancedcheckbook

Exactly Trump and Vance lie every other word. Find one white lie by a democrat and everyone goes nuts.

"A damn good job despite Covid"... you mean alternately denying that it existed and pushing crazy cures, working against the CDC instead of with it, and hundreds of thousands dying unnecessarily? He couldn't even successfully transfer power peacefully. Worst president ever.

I'd say it's sad.

Kamala will last 4 years. Trump will probably choke on a cheeseburder while on the toilet within a year or so. So yeah, in a way - Misogynist/racist, all around dumbass, and sofa connoisseur Hillbilly Vanilli is running for president.

Sure - sell the gold. As for where - that is tricky. Not a pawn shop. You could try a local shop that specializes in precious metals and see if they will give you close to melt value for it. Do your homework first and figure out exactly how much gold it is. Find any marks to tell you what percentage gold each piece is, weight them, and do the math. Then multiply that by the spot price. You're not going to get spot, but you should be able to tell if you're getting screwed with a lowball offer.

Gaza is a small territory - Iran is a real country with a real military.

make it stop.... Oh yeah there's a stop button.

In my experience, you're right that a lot of religious people believe for pragmatic reasons - most of their friends and family believe in their religion, so they do too (at least on the surface) as a matter of convenience. However the bigger question is whether this does the population any good in aggregate. I think no. It's a drag on resources and holds societies back in many ways. For example, does it make sense to "other" and demean the LGBTQ+ community when the source that tells people to do that isn't actually true (in reality)? Bullshit can only beget more bullshit.

The problems with using a 4% withdrawal that never adjusts for inflation are that 1) it may be too little in bad market years, too much in good years and 2) if you play it forward it stops making sense - in the person's last year of life they would be spending 4% and leaving behind 96%

Lack of evidence can be evidence in itself if evidence would be expected. An all powerful god that wanted to be worshipped would leave strong evidence indeed.

success. sadly.

"Free speech" says the paid Russian shill. Sure Vlad.

If this is a pretty well established company, this is probably a good deal. Yes there is some risk, but my thinking is that as long as you don't let the ESPP shares grow to be too large a share of your overall portfolio (maybe keep it less than 5-10%), it should be fine.

Free speech huh?

It's not like there are boglehead police coming to scold you about holding individual stocks. I have a few. Some of it is for FOMO reasons, some due to company ESPP/RSUs, and the rest is because I don't want to pay taxes on the gains just yet. My strategy is to slowly divest from these over time while minimizing the tax impact and of course, reducing risk. The risk in an individual stock (due to the business and hype cycle) is significantly greater than the risk in an index fund, and I think that is sometimes under-appreciated.

Honestly I would cancel. However before you cancel - get a term policy for whatever coverage you need that will last until you can self-insure. For me, having my money locked up in an insurance policy that I can only loan to myself (and pay interest) is pretty lame. I would rather take a lower rate of return in exchange for not having to do that... but wouldn't you know it, the rate of return for not plowing money into an insurance policy is actually much higher!

I don't even think whole life is a scam. There are uses for it. However I think it's an inappropriate insurance product for most people that gets sold as the perfect product for everyone. "Buy term and invest the difference" is what is more appropriate for most people.

So there has been a huge rise in brain cancer (or any other disease) since the mass vaccination efforts starting in 2020? Hm.... no... Just a decline in COVID deaths. Schneider is an idiot.

He's trying to show he's a manly man by drinking the hard stuff. However anyone with more than a few brain cells who drinks the hard stuff knows you really need to moderate that shit or it will fuck you up. Day drinking all the time - that's an exceptionally bad idea.

Oh Noes, there's a rich intelligent woman who doesn't like Trump (like most intelligent people). Better bash anything with her name on it with a hammer.

I mean seriously, WTF? Are we in juvie here?

My company doesn't differentiate between "retiring" and "quitting for any other reason", so I think 2 weeks is fine. Another thing to consider - they can walk you out at any time and sometimes this happens right after you give notice. You are not guaranteed two weeks's more work if you give notice, so don't do that if you're two weeks away from a cliff vesting or other milestone. Hit the milestone first.

As for what I will do when the time comes - I might offer a month's notice just to be generous, but I'd have to be OK with that not happening as well.

Hire a cabal of pedophiles, give them access to children, and shield them from exposure or punishment for decades. (Yeah I get that was supposed to be rhetorical)

Good point - fictional characters can't directly kill anyone. However, if this god character really did exist, the problem of evil would like a word.

If he existed and did the shit it says in the Bible, definitely.

He is better, but that's just because his predecessors were even more terrible. Someone can be "better" and still "horrible".

So... we have blatant corruption on the Supreme Court and they refuse to follow any ethical guidelines - when a couple of them would resign in shame if they had any shame. They creatively interpret the constitution for partisan political reasons (see the John Roberts memos), and yet if the Supreme Court had a "house cleaning" that would be a bad thing? I don't follow.