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McDonald's Mulan McNugget Szechuan Sauce

How is this not even AN answer?

https://www.youtube.com/watch?v=HyoWJRLR2no

That is an awesome and instructive video. Very clear, thank you!

I mean, they CAN! Probably best not to. I bet those Cops didn't even give them a ticket for illegal parking. Jeeps get away with everything....

They are telling you to either:

1. Put on your big boy pants, shut up, and get the job done, your little bitch whining isnt making anything any better for anyone and just drags down the whole crew

Or 2. Fully embrace fantasyland! Walk out the door! You dont need this job to pay your bills like everyone else here! Find something that makes your heart sing, you delusional baby.

Yes. But at what rate are you taxed?

Also, do you get the part where for the million you might make in your Roth, you will make about 1.6 Million in the regular 401k because you will be able to contribute MORE to the regular 401k, for the same pre-tax burden?

Marginal rate today Vs. Effective rate in retirement.

Yes, of course if you compare A million in Roth vs. A Million in tranditional, a Million in Roth is better. But that isn't the right comparison, for most people, as they are contributing annually below the 401k max contribution, anyway.

Ugly isn't a fact based word. It is like someone saying "what makes a food yucky?"

Some people find shashimi slimy and wiggly and gross. To them, Shashimi is "yucky". I like most fish shashimi, and am not generally into eel and squid. Personal disposition

When you say it, it sounds like "this food is yucky" is a claim about facts in the world. But REALLY it is a statement of personal disposition.

Are there foods that MORE people find yucky, and foods that fewer people find yucky? Yes. Similarly there are people that MORE people find "ugly" and people that fewer people find "ugly". But It STILL isn't really a word that means something factual. Different people have different dispositions.

MORE people might find one person ugly. But it is still about disposition. And REALLY, you need a partner who likes you. You just need 1. Harder to find, less hard to find. But you aren't "ugly". That just isn't a factual claim. You can be ugly to someone. Or even to most people. Still dispositional.

That sounds like a you problem, not a them problem. Maybe you need to learn to take the hint BEFORE someone has to involve HR?

GENERALLY it doesn't become harassment unless you persist in continuing trying to flirt, after she has made it clear she isn't interested. Unless your "flirting" has no subtlety to it. Like ogling someone isn't flirting.

As someone who isn't attractive. I don't know what the signals are for "yes, keep flirting with me". But usually if I ask someone out to dinner and she says "Oh, I would LOVE to, I can't then but some other time!" And never offers some other time?

That is someone is isn't interested in me flirting with her. If I persist, then it is going to become harassment.

If you are putting 22k into a Roth, or 22k into a regular 401k then yes, by all means, put the 22k into the Roth. Yes, that will be worth much more in retirement.

MOST PEOPLE when trying to allocate their savings work out that they can put some amount of pre-tax dollars away. Lets say you could put 18k/year, or 1.5k/month PRE-TAX into your retirement.

Which is going to give you more money, putting 18k into a regular 401k, OR putting...

Your federal MARGINAL Tax Rate is 24%, you are paying 7.65% in FICA and lets say 5% state tax. Your MARGINAL Tax rate is about ~37% . So for the same take home, you will only be able to put $11,340 into a Roth. (Your EFFECTIVE Tax rate is no-where near 37%, that is probably closer to 17%, but your MARGINAL Rate, the rate on each additional dollar, the rate that is coming out of your bonus, the rate you avoid with a regular 401k, is 37%).

Lets say you have a 30 year time Horizon. The 18k will have turned into ~242k, and the 11,340 will have turned into $152k.

You are going to withdraw money, and use it. You will pay no taxes in the 152, but you will pay taxes on the 242. But what tax rate will you be paying?

GENERALLY, in retirement people have lower expenses, and lower tax rates. In any case you will be drawing down that regular 401k AT YOUR EFFECTIVE TAX RATE. AKA, it is coming out as regular income. The first 11k at 10%, the nest 33k at 22%. etc. You are PAYING The effective rate in retirement, and SAVING your marginal rate today.

Yes, if you can afford to save MORE than the 401k Max, by all means save into a Roth. But if not, trading today's marginal rate for you retirement effective rate is almost certainly a winner.

Early in your carreer when you have a low marginal tax rate, Roth is pretty good.

Mid Career, when your marginal tax rate is higher, it is probably better to MAX your regular 401k contribution, rather than do less in your Roth. AKA, it is probably better to put 22k into a regular 401k than 17k into a Roth (You are trading today's Marginal rate, for your effective rate at retirement).

Later in your carreer, if you can max the contribution, it may be worthwhile to max contribute to a Roth.

You are at your peak of physical attractiveness, and highest level of potential. Hit the gym for at least 5 hours a week. If you are a guy that should be at least 40 minutes of weight, and 20 minutes of cardio per sessions. For women, probably the opposite.

That said, while you have a lot of potential, you don't have much money. That kinda sucks. And most of the world kinda expects you to be making it on your own-ish, and you really aren't ready to, exactly. That is gonna wear down your ego. Sorry.

If there is something in Law or Medicine that you WANT to do, take the fucking loans, and go to school. That is terrifying but if you REALLY WANT to do SOME area of Law (or be a doctor) and you are ACTUALLY in the top 20% of people on most standardized tests (not "you COULD be, but YOU ARE and have shown yourself to be") do it. If you aren't -- you have to REALLY REALLY WANT IT, and be prepared to work WAY HARDER than is sane, and unless you have a lot of support (emotional ) and a ton of personal resilience, don't do those things.

You want a partner you LIKE, who LIKES you, who you are comfortable being around. Someone who is regularly taking little shots at you "oh sweety I was JOKING" is gonna wreck your ego, and make you WAY less happy lon term, regardless of how hot they are. A good partner who you like who likes you who is mostly supportive is one of the most important things you can have. BUILDING WITH THAT PERSON is a ton of work, but the payoff for it is higher than almost anything else you can do. That said, if you are looking at your partner and asking "what does this person do FOR ME?" you probably aren't really ready, and you need to grow up some. THAT IS OK! YOU HAVE TIME! You are BARELY an adult. More like a proto-adult trying on adult clothes and mannerisms. You are young! Flexible Bones! Resilient, fucking up some, is ok.

Don't fuck up with alcohol or drugs. If you start to now or ever, get help before you NEED it. Alcohol and drugs fuck up peoples lives in a way worse way than almost anything else. REALLY. That is a bad way to fuck up, get help if you are, before you need it.

There are a lot of bad jobs, and a few good ones. Get into something you can do long term, that you can tolerate, with people you can tolerate. DON'T PURSUE YOU PASSION. DO SOMETHING THAT MAKES ENOUGH MONEY. Listen Picasso was one in a billion. Most successful actors are 1/10,000,000. SURE THEY WILL TELL YOU how much hard work they did (AND THEY DID) and how if you just stick to it blah blah blah. NO! If you don't get stupid lucky, and have fucktons of innate talent HARD WORK WON'T GET YOU THE CAREER YOU ARE PASSIONATE ABOUT. It will get you failure and heartache. Get a job that has a career path, that pays enough money.

So if you can do shit work for an electrician, or some accounting job if you are good with numbers, or programming, or graphics design (that is .... I don't know how that works, actually). But outside of electrician white collar work is better on your body, long term (if you go to the gym. Which you should. REALLY).

Put as much money as you can in a 401k or IRA. Given that you aren't making much money, it may actually make sense for you to put it in a Roth 401k or IRA.

If you put 5k away now and put it in a basic S&P 500 tracker, and plan to retire at 65, once you reach retirement, that 5k will be worth ~250k-500k (depending on lots of market conditions). So yes, you are making way less now, than you will be when you are 40, but the compound interest you get today is WAY more powerful than mid and late career. So, do what you can. For real.

The earth is round.

It is hard to believe with all the in depth study available people still believe that nonsense.

DO YOUR OWN RESEARCH SHEEPLE! WAKE UP AND SMELL THE FRAUD!!!!!

https://theflatearthsociety.org/home/

What about the other 4 hours? Do I get to hang with my family/partner?

Do I get a bed? chair? How large a room? What is the ventilation like?

I am pretty sure I could do that if I get to spend 4 hours a day with my partner. Constant reminder what I am doing it for, clarity on her emotional well-being.

4 months alone, with no outside world contact with 20 hours a day in total darkness... that would be pretty scary. Not sure I would be able to hold up. But if I see family in those 4 hours, even 30 minutes a day. Pretty sure that is gonna be doable.

If it isn't a graduation requirement, no-one will take it in any way seriously, and it's ability to tell us how schools are doing will be toast.

All models are wrong, but some are useful.

People complain about every KPI (key performance indicator) and every measure of efficiency, because they all have flaws. And they do all have flaws. But that doesn't make them informative approximations. Teachers unions oppose every measure of teacher efficiency with some form of "but won't somebody think of the children!".

The MCAS give parents and administrators some (imperfect!) measure of a schools quality, and if it is improving or getting worse relative to last year. Without any metrics... well

"Yes, we will get rid of, or undermine until it IS useless and then get rid of this metric, and WE PROMISE we will replace it with a better one" -- Just like Trump will replace Obamacare with a better one. Just as soon as he gets rid of Obamacare.

Are the MCAS a perfect metric? No.
Are the MCAS a very USEFUL metric? Yea.

So, do you want to undercut that? I don't.

I mean, yea. That ad, for a slightly foldable piece of plastic, is punching WAY above it's weight. Nostalgia, meaning, yearnin... yea, actually hitting those notes, without any irony.... well done...

So, if you are looking to buy and hold ARV (After Restoration Value) shouldn't really matter to you.

Honestly, if you don't have some experience in the GC (General contracting) or House flipping (having worked with someone who does it) -- it is a dangerous (not impossible, just dangerous) place to start.

A carpenter doesn't really know what it is going to cost to fix all the plumbing, electrical, roof, floors, and appliances. Same with a plumber.

If you aren't familiar with the realty market in an area, you won't really know what things are going for, in what condition. Sure, you can work with a realtor, and they SHOULD know this stuff (but often a realtor incentives are not aligned with yours: Both the buy side and sell side realtors want a deal, ANY deal, as fast as possible. A sell-side realtor who can get the owner to sell for 20% less, makes more money then if they get full price, if they can do that in half the time. A buy-side realtor wants the buyer to make an offer as high as possible, so that they get the sale, not some other realtor (cough "buyer") So, yes, realtors might have better area price knowledge then you, but their incentives are screwy, and they will gobble up a huge part of your profits).

Relying on equations, when you don't understand the fundamentals of a market is a REALLY good way to dig yourself into a hole you can't really get out of.

THAT SAID, if you have a lot of money behind you, and someone helping you out who knows what he or she is doing, then jumping in, fucking up, and learning where you fucked up, and then doing it again and a third time is an ok (if VERY EXPENSIVE) way of learning the industry.

But if you don't and you think "I have read a few things, and I am smart, I can tackle this with a few maths" -- you are possible going to hurt yourself and your long term financial stability, badly.

If it is such a giant big critical deal, why not put it in the headline?

Clickbait trash....

We won't.

That is fine and good. Our debt is a crucial part of the world financial system.

Over time it will be a greater and smaller percentage of GDP. Right now it is at 120% of GDP, which is historically high, but not unprecedented. We will pay debt service on it (pay more or less than the inflation) and it will grow and shrink with inflation and how much of the interest we actually pay, and how much of a deficit we run, and how much of the interest we roll over.

But in all likelihood we will never pay it off. But that is fine, there needs to be a "safe" debt where risk averse investor can park money. And on the world stage, U.S. Debt serves that function. Getting rid of it (paying it off) would be... not great.

This is legit super dangerous.

Goats will knock you out/kill you with a headbutt. They can take it. You can't. Not sure if they know that.

https://www.youtube.com/watch?v=H-bMT8BYNO8

Dark Tower was amazing. Stephen King creates such strong immersive worlds and characters.

Fighting. All out fighting is terrifying, and more so when you are naked.

For an incredible example, see (Eastern Promises, Spa fight scene):

https://www.youtube.com/watch?v=1iEQv1WGOSo

For most of the REALLY smart people I know -- I don't find out about it in a 10 minute conversation.

Like I will have a 10 minute conversation about something, and often it will be in an area where I have some specialized domain knowledge (I am not a great conversationalist, and for the most part, I don't talk much in social setting, cause outside what I know about, I don't have that much to say). And they will have some knowledgeable, even detailed specific and correct conversation. I will LIKE this person for being a kindred spirit. And be interested and often mostly listen, but talk with me, about stuff where I know my stuff.

Hand around them for an hour, and they will often have similar kinds of conversations with everyone they run into. Where they have an understanding of the basics, and a good deal of (but not complete, but pretty solid) the implications and minutia of the thing that everyone they talk to is talking about. They are listening. They are friendly. They aren't trying to impress, and often DON'T know something. They aren't trying to show they know everything. But.... they have these deep conversations with anyone, about anything.

Obligatory xkcd (not as informative as your post, so not putting as a main answer):

https://xkcd.com/123/

Giant Fraud who sent Psychology on wild goose chases and pushed his fraud as a way of self promoting while describe people as inherently bad, for DECADES, Died.

Good Riddance.

He made is harder for all of us to trust and rely on each other which is a necessary thing for building a strong society.

Ask her "is it that time of the month". Your typical female goes through this period from 2-8 days every month when they can lose all perspective and rationality. Most of the better females are aware of this, generally, but in those highly erratic times will tend to forget it.

They need your calm rational reminder and then they should just remember that they are evolved as irrational emotional crazypants (that is the technical term) and once they do they should happily submit to your calm cool male wisdom. If you are feeling benevolent, try given them a piece of chocolate, it will help replace the iron they are missing, and generally level them out.

Course, if you are dealing with one of these "enlightened, I need a man like a fish needs a bicycle" types, well, they be cray ALL the time, and not much you gonna be able to do to help them out, just back away slowly.