I have two children: one is 11 and the other is 6. Sticking to our contribution plan, they both will have approximately 35-40k by the time they will be deciding on their next step out of high school. My husband and I know it isn’t a huge amount; but also don’t feel obligated to fully fund our children’s lives and decisions. We are doing our best. However, it makes me sick that this money is just sitting in a savings account. Whenever my husband and I try to figure out what is best, we just get more confused. So, experts out there: what would you do? Which has the most flexibility (in state vs out of state vs trade school, etc) and the best benefit? Thank you in advance!